MASTERCARD1. Chargeback, refund rate, and refund amount ratio must stay below 15%
2. Malicious chargebacks or refunds are strictly prohibited — unsubscribe via the merchant portal if needed
3. No unfair behavior such as free activation with no consumption or exploiting trial authorizations
4. Usage on Steam, Walmart, Uber, and Foodpanda is strictly forbidden
5. For supported scenarios, please contact customer service. Any category that may trigger bank risk controls is strictly prohibited without prior notice
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- Chargeback fee: First 3 chargebacks per month waived, $0.3 deducted from card per chargeback thereafter; card cancellation if balance overdrawn due to chargebacks - Authorization reversal fee: $1 deducted from card per transaction (verification transactions waived) - Refund fee: 2% deducted from card per refund - Cross-border fee (non-US merchants or non-USD transactions): Transactions over $50 waived, $0.5 per cross-border transaction $50 or less (non-cross-border transactions: $0.2 per transaction) - 拒付手续费：当月前3笔豁免，超出后每笔收取$0.3卡内扣除，因拒付导致余额透支将注销卡片 - 授权撤销费：每笔收取$1卡内扣除（验证类豁免） - 退款手续费：每笔收取2%卡内扣除 - 跨境手续费(非美国商户及非USD币种结算的交易)：大于$50的交易豁免，$50以内的跨境交易每笔收取$0.5（未跨境交易每笔收取0.2$ ）
- For legitimate use only, strictly control chargeback and refund rates - Annual transaction limit $1 million - Card valid for 3 years, supports multiple top-ups - Malicious chargebacks prohibited; violators face risk control or card cancellation - Develop good card usage habits, promptly cancel unused subscriptions - 仅限正规用途，严格控制拒付与退款率 - 年交易限额$100万 - 卡片有效期3年，可多次充值 - 禁止恶意拒付，违者将触发风控或销卡 - 养成良好用卡习惯，及时取消不在使用的订阅