1. 拒付率、退款率及退款金额率需控制在 15%以内
2. 严禁 恶意拒付/退款，如需解绑或取消订阅，请务必通过商家界面操作
3. 禁止任何 薅羊毛、0元授权批量开卡不消费等不当行为
4. 禁止用于 Steam、Walmart、Uber、Foodpanda 等平台场景
5. 关于支持场景，可联系客服确认；任何可能引发银行风控的类目均为 禁用，不另行通知
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- Chargeback Fee: Waived for the first 3 charges of the month; after that, a fee of $0.30 per chargeback will be deducted from your card (overdraft due to chargebacks will result in card cancellation). - Authorization Revocation Fee: $1 per chargeback, deducted from your card (waived for verification-related transactions). - Refund Fee: 2% per transaction, deducted from your card. - Verification Authorization Fee: $0.10 per verification for transactions within the US; $0.50 per verification for international transactions (outside the US); deducted from your card. - Cross-border Fee (transactions to non-US merchants and non-USD currencies): 1.5% per transaction, deducted from your card. - 拒付手续费：当月前3笔豁免，超出后收取$0.3/笔，卡内扣除（因拒付导致余额透支将注销卡片） - 授权撤销费：收取$1/笔，卡内扣除（验证类豁免） - 退款手续费：收取2%/笔，卡内扣除 - 验证授权费：美国境内交易绑定验证收取$0.10/次；国际交易(美国境外)绑定验证收取 $0.50/次；卡内扣除 - 跨境手续费(非美国商户及非USD币种结算的交易)：收取1.5%/笔，卡内扣除
- For legitimate use only, strictly control chargeback and refund rates - Annual transaction limit $1 million - Card valid for 3 years, supports multiple top-ups - Malicious chargebacks prohibited; violators face risk control or card cancellation - Develop good card usage habits, promptly cancel unused subscriptions - 仅限正规用途，严格控制拒付与退款率 - 年交易限额$100万 - 卡片有效期3年，可多次充值 - 禁止恶意拒付，违者将触发风控或销卡 - 养成良好用卡习惯，及时取消不在使用的订阅