1. 拒付率、退款率及退款金额率需控制在 15%以内
2. 严禁 恶意拒付/退款，如需解绑或取消订阅，请务必通过商家界面操作
3. 禁止任何 薅羊毛、0元授权批量开卡不消费等不当行为
4. 禁止用于 Steam、Walmart、Uber、Foodpanda 等平台场景
5. 关于支持场景，可联系客服确认；任何可能引发银行风控的类目均为 禁用，不另行通知
特别提示
- Due to bank requirements, this card can only be used for Business Use ⚠️ - The customer's business must be B2B, primarily serving enterprise-related commercial consumption scenarios - Common commercial consumption scenarios include enterprise advertising subscriptions, logistics payments, travel expenses, etc - ⚠️ If a non-B2B payment scenario is detected, the card will be cancelled by the system, the remaining balance will not be refunded, and the Hong Kong card's card opening privileges will be revoked - Card usable 1 hour after activation - Card has strict chargeback rules; ensure sufficient balance before payment - 因银行要求只能用于Business Use（企业用卡）⚠️ - 客户的业务属性必须为ToB，主要服务于企业相关的商业消费场景 - 常见的商业消费场景包括企业广告订阅、物流支付、差旅费用等 - ⚠️ 如果检测到支付非B2B场景，会被系统销卡且余额不退，并关闭香港卡开卡权限 - 该卡开卡完成后需等待一小时后才可正常消费使用 - 该卡对拒付要求比较严格，付款请确保卡拥有足够的余额
支持场景
Apple Pay, Google Pay, Facebook, GoDaddy, TikTok, Advertising subscriptions(广告订阅), logistics payments(物流支付), travel expenses(差旅费用), 3DS, More(更多的)... PayPal, Google Cloud...
消费费用
- Chargeback fee: First 3 chargebacks per month waived, $0.3 deducted from card per chargeback thereafter; card cancellation if balance overdrawn due to chargebacks - Authorization reversal fee: $1 deducted from card per transaction (verification transactions waived) - Refund fee: 2% deducted from card per refund - Apple Pay authorization fee: 0.2% deducted from your card per transaction - 拒付手续费：当月前3笔豁免，超出后每笔收取$0.3卡内扣除，因拒付导致余额透支将注销卡片 - 授权撤销费：每笔收取$1卡内扣除（验证类豁免） - 退款手续费：每笔收取2%卡内扣除 - Apple Pay授权费：每笔收取0.2%卡内扣除
备注说明
- Card lacks address and postal code; use any valid Hong Kong address - Card requires dynamic verification code; provide real email, check inbox/spam - For legitimate use only, strictly control chargeback and refund rates - Daily transaction limit $800,000 - Card valid for 3 years, supports multiple top-ups - Malicious chargebacks prohibited, violators face risk control or card cancellation - Develop good card usage habits, promptly cancel unused subscriptions - 该卡没有提供地址和邮编信息，使用时可找一个任意香港真实地址 - 该卡付款时需要动态验证码，请提供真实邮箱(使用时注意查收邮件包括垃圾邮件） - 仅限正规用途，严格控制拒付与退款率 - 日交易限额$80万 - 卡片有效期3年，可多次充值 - 禁止恶意拒付，违者将触发风控或销卡 - 养成良好用卡习惯，及时取消不在使用的订阅