1. 拒付率、退款率及退款金额率需控制在 15%以内
2. 严禁 恶意拒付/退款，如需解绑或取消订阅，请务必通过商家界面操作
3. 禁止任何 薅羊毛、0元授权批量开卡不消费等不当行为
4. 禁止用于 Steam、Walmart、Uber、Foodpanda 等平台场景
5. 关于支持场景，可联系客服确认；任何可能引发银行风控的类目均为 禁用，不另行通知
Facebook, Google, Amazon, GoDaddy, Open AI, Twitter, Shopify, Starlink, Alibaba, AliExpress, ...
- Chargeback Fee: First 3 failed transactions each month are free; from the 4th, $0.3 deducted per case. Cards with overdrafts due to chargebacks will be canceled - Authorization Reversal Fee: $1 per reversal, deducted from card (waived for verification-related cases) - Refund Fee: 2% of each transaction, deducted from card - Cross-border Fee: 1% + $0.5 per transaction outside US merchants or non-USD settlements - 拒付手续费：当月前3笔交易失败免收，第4笔起每笔卡内扣除$0.3。因拒付导致余额透支将注销卡片 - 授权撤销费：每笔收取$1，卡内扣除（验证类可免） - 退款手续费：每笔收取消费金额的2%，卡内扣除 - 跨境手续费：非美区商户或非USD结算交易，每笔收取1% + $0.5，卡内扣除
- Use legitimately; keep chargebacks and refunds low - Valid for 3 years with repeat top-ups - Malicious chargebacks may lead to card cancellation - Cancel unused subscriptions in time - 仅限正规用途，严格控制拒付与退款率 - 卡片有效期3年，可多次充值 - 禁止恶意拒付，违者将触发风控或销卡 - 养成良好用卡习惯，及时取消不在使用的订阅